Free SIP Calculator Online

About SIP Calculator

Estimate mutual fund wealth with this free online SIP calculator. Enter a monthly investment, expected annual return, and time period to see invested amount, estimated returns, and total maturity value. Switch to lumpsum mode when you want a one-time investment projection instead of a monthly SIP. Results update as you move the sliders.

The calculator uses the standard SIP maturity formula with an effective monthly rate derived from the annual return, so compounding is not overstated by a simple divide-by- twelve. A pie chart shows invested capital versus estimated returns, and a year-wise table with a growth chart helps you compare how value builds over each year of the plan.

This is an estimate only: actual mutual fund returns vary with markets, exit load, and expense ratio. Nothing you type is uploaded. Use this free SIP calculator and lumpsum calculator whenever you need a private, browser-based mutual fund SIP return estimate.

Features

• SIP and lumpsum maturity, invested amount, returns, and year-wise chart
• Instant results as you change amounts, rates, and tenure
• Compare scenarios before you commit to a decision
• All math runs privately in your browser
• No signup and no intentional server-side storage of tool input

How to use SIP Calculator

1. Enter the values for SIP Calculator, such as amounts, rates, and time periods.
2. Review the summary figures, chart, and any schedule or year-by-year table.
3. Change an input to compare scenarios before you decide.
4. All calculations run locally in your browser.

Suggested next steps

Continue a common workflow with another Free Tool Mate utility.

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2. Percentage Calculator — Percent of, percent change, increase, and decrease
3. Rent vs Buy Calculator — Compare renting a flat with buying, by country and currency

Frequently asked questions