Free Loan EMI Calculator Online

About Loan Calculator

Plan borrowing with this free online loan calculator and EMI calculator. Switch between four modes: monthly EMI from amount rate and tenure, how much principal you can afford for a target EMI, how long repayment takes, and the interest rate implied by a fixed installment. Results include loan APR when fees apply, total interest, and total payment so home, car, and personal loan quotes are easier to compare.

A yearly repayment chart stacks principal and interest beside the falling balance line. The amortization table lists Principal (A), Interest (B), total payment, remaining balance, and loan paid to date, with expandable monthly rows. Download CSV for Excel or print a PDF. Choose years or months, optional fees, and EMI in arrears or advance. All math runs in your browser, so figures are never uploaded.

Features

• EMI, loan amount, tenure, interest rate, chart, and schedule
• Instant results as you change amounts, rates, and tenure
• Compare scenarios before you commit to a decision
• All math runs privately in your browser
• No signup and no intentional server-side storage of tool input

How to use Loan Calculator

1. Enter the values for Loan Calculator, such as amounts, rates, and time periods.
2. Review the summary figures, chart, and any schedule or year-by-year table.
3. Change an input to compare scenarios before you decide.
4. All calculations run locally in your browser.

Suggested next steps

Continue a common workflow with another Free Tool Mate utility.

1. Home Loan EMI Calculator — Home loan EMI with taxes, insurance, expenses, prepayments, and schedule
2. Credit Card EMI Calculator — Credit card EMI, APR, GST breakdown, chart, and payment schedule
3. SIP Calculator — SIP and lumpsum maturity, invested amount, returns, and year-wise chart

Frequently asked questions